Exhibit 4. Share Price vs. Franchise Financial Risk. The franchise regulates share prices during the time leading up to windfalls+. It does this by increasing the franchise overall financial risk, by selling derivative investment vehicles+. This risk is later “bought down” when a windfall happens by using funds from the windfall to pay back investors in the derivative investment vehicles. When a windfall happens investors see a jump in share price, and the franchise sees a drop in financial risk.